Luckily I have an Electrify station within 5 miles so I will use that vs at home charging. Agree on the BS $200 in Ohio... seems counterintuitive. Hopefully insurance doesn’t jump that much but good chance it will.I have a guesstimate from my insurance agent and the insurance is about 58% higher for the ID.4 than my newer Acura MDX. The Acura may have been a little more expensive a couple years ago. Also $200 additional fee for license plate tags every year for EV's. No state tax breaks at all in Ohio. Then there is the cost of the EVSE and the installation. There is only one Electrify America charging station in Cincinnati, on the other side of town, so no savings there to offset the additional costs. I'm hoping that the ID.4 is a fun and reliable car.
Since you are also in Cincinnati, I am curious what your insurance company was and is if you don't mind. Thanks.When we got our 2019 Model 3 I got several quotes and they were wildly different for the same coverage. Ended up switching companies and paying about the same as we had been, but if I hadn’t switched the cost would have tripled. The insurance companies were comparable — prices were not. Getting multiple quotes can pay off, especially for a new vehicle or an EV where there isn’t too much data out there.
Was Geico, now Progressive. I have no idea why the quotes were so different. Have renewed a couple of times since then and the rates haven’t changed much. Progressive was around $190 for six months for the Model 3. Geico quoted around $800 for the Model 3. Same car, same drivers, same coverage.Since you are also in Cincinnati, I am curious what your insurance company was and is if you don't mind. Thanks.
Geico quote was crazy high for a Model 3 for us as well. Other companies' quotes were a lot lower, and we didn't end up paying any more for the Model 3 than the much older BMW X3 it replaced. Geico may be an outlier for Teslas or for EVs in general, but as others have said it's hard to compare quotes because there are so many variables.I put in Model 3 on my Geico app and it was $1200 a year. I’m thinking it’s going to be similar, but I’m going to call soon. It’s not a dealbreaker, although it is double what I’m paying on a 2019 Lincoln Nautilus. It was about the same MSRP.