Well it looks like my local dealer charges a $995 dealer fee. I am not going to pay that for a car I am buying at MSRP. Also, If the $400 deposit is not refundable, I will want an out the door price before I hand over the money. The VW website almost implies that you deal directly with them instead of the dealer. Am I reading that right? I did find one dealer in Indianapolis with no dealer fee, Falcone...long drive from Florida.