Volkswagen ID Forum banner

1 - 4 of 4 Posts

·
Registered User
Joined
·
113 Posts
Discussion Starter #1
Has anyone used VW Financial Services before? What was your experience?

I am still deciding between lease and finance and gathering some companies I may put in a credit application with.
Considering:
VW Financial
Penfed (EQ FICO 9 Auto score I believe)
Consumers Credit Union
Wells Fargo
Capital One

I am hoping that the credit tiers are still like this video explains:
I am unsure if VW checks FICO Auto 8 or any of the other FICO auto scores.
 

·
Registered User
Joined
·
67 Posts
I haven't used VW Financial Services and don't see a video attached. I have been weighing lease versus purchase, but with the projected cost of the lease being about $600 per month, (which includes $3,579 down, tax, title, doc fees, acquisition and disposition fees), I think I'll go for purchase and take my chances with the residual value. That could change between now and delivery, but that's my current thinking. No loan, I'll just pay for it when it comes in March.
 

·
Registered User
Joined
·
6 Posts
If they offer a manufacturer rate usually it is the way to go. I had a 60 month 0% loan with VW Financial Services before. I don't expect that with a new hot model, but they may offer their standard rates which should be competitive these days.
 

·
Registered User
Joined
·
2 Posts
I felt like I was in good hands on my 2010 GTI. Online access and Autopay for the loan, and they had offers for a great rate.
 
1 - 4 of 4 Posts
Top