Welcome to the group! You could always try but I think it would be unlikely. ID.4's are in high demand so I don't think there will be incentives like that but the situation could always change. Good luck!

 

It sounds like you have not even started the ID4 reservation process. With the backlog etc. (which you can read all about on these forums) it is likely you wouldn't get an ID4 for a long time. At this point, it's not worth speculating on financing since the market could be very different (either in your favor, or not) by the time the car is actually delivered. Also the dealer is probably hesitant to comment because they don't even know what the pricing the vehicle will be by the time your order is delivered, so they can't really speculate as to what financing they might be able to offer you.

 

The main question to ask the dealership(s) you are considering is if they mark the car up above MSRP. Some market themselves as dealers that don’t, some will be coy. Having a car already from them could help!

 

Agree with this 100%. Someone had created a spreadsheet and posted it on this forum to track dealers who did/did not honor MSRP, I would recommend seeing if your preferred dealer is on one of those spreadsheets. If not, try and get something in writing from them stating that they will not charge above MSRP for your order.

 

Whenever you see financing "specials" like 0% or even lower-than-average 1.9%, etc. it's most often a promotional rate that is (a) tied to a particular model they're trying to move, (b) available by region (hence the requirement to enter a zip code), and (c) listed with an expiration date, usually end-of-month.

There's practically no way to swing one of these promo rates onto a model it wasn't intended for. And as mentioned above, nobody can quote you a rate this far out, especially now that they're on the rise.

The best thing you can do is prepare yourself with a competitive preapproval with a credit union and present that to the dealership at time of purchase. If they can meet or beat it, they will, because it's in their interest that you finance through them. If not, then you've got the best deal.

VW's financing specials page:

Current VW Offers

Find Volkswagen offers, deals, and incentives on new vehicles today. Explore financing, lease specials, and limited-time savings at a VW dealer near you.

www.vw.com

 

I think looking for financing right now is pretty premature unless you find a vehicle on a dealer's lot somewhere. I think if you reserve today, you'll be waiting for good long while before you take delivery.

There are two steps to the ordering process: reserving and locking. Step 1 is to reserve and pay a refundable $100 deposit. Nothing is set in stone at this point regarding the vehicle or the dealer you're using. You're basically paying to get in a long line of people who are interested in ordering.

Step 2 is to "lock" your order. This is the point where you pay a refundable $400 deposit and you choose your trim and color and the dealer. This is more akin to "putting in your order" because you can't change anything past this point. You're basically paying to get your configuration into a long line of people who are waiting for their configuration to be scheduled for production in Germany.

The time between step 1 and step 2 varies widely and wildly. It could be weeks, it could be months.

After Step 2, you sit back and hurry up and wait. Offically they'll probably tell you "6-8 months" after locking. But with so much uncertainty in the world and production currently shut down in Germany till at least April 1, in my opinion, if you take delivery of a 2022 ID.4 car before 2023, you should probably count yourself lucky.

If I were a betting person, I'd probably say that there are pretty good odds that many U.S. orders for 2022 Made in Germany models might morph into orders for 2023 Made in Chattanooga models. There's a huge backlog of orders across all geographies that VW is working through, and the last of the 2021 models are just now arriving in the U.S., if that tells you anything.

The car isn't perfect, but it's a great car, and in my opinion is well worth waiting for. But if you can't wait that long, you may have to find some other method of buying one.