[egsell]

Yes, but not with a VIN yet. For a generic model-based quote, my price would go up ~$14 a month from what I pay now on a 2017 Outback.

I just did the quote myself. Goes up ~$23/month for me. I am betting that the delta is likely the car age both for my old car and your 2017 Outback.

USAA so easy peasy.

 

[Oxide]

I did a quick check on GEICO on their website. I was shocked at $1,050 for six months. I'm paying less than $1,000 now for two relatively new vehicles with them now. I see others have said their GEICO check was not nearly as much, so I will have to investigate why my quote came in so high. No accidents/claims for several years from our household, so our rates should be fairly good, I would think. I did the quote by "adding" a new car to our current policy, so it should include our history and all discounts etc. If I can't find a better price for insurance on the ID.4, I absolutely will not be buying one.

 

[spaceid]

I did a quick check on GEICO on their website. I was shocked at $1,050 for six months. I'm paying less than $1,000 now for two relatively new vehicles with them now. I see others have said their GEICO check was not nearly as much, so I will have to investigate why my quote came in so high. No accidents/claims for several years from our household, so our rates should be fairly good, I would think. I did the quote by "adding" a new car to our current policy, so it should include our history and all discounts etc. If I can't find a better price for insurance on the ID.4, I absolutely will not be buying one.

I had the same issue doing the quote online with Geico (over $1000 for 6 months). I did a quote over the phone with them a month ago and they said $693 for 6 months. Once it comes closer to actually purchasing of the car I'll call them again and check.

I also tried Progressive online and received a much better quote. About $640 for 6 months for similar terms.

 

[SFiercex4]

GEICO quoted me $19 more per 6 month cycle with the ID4, up to $966.80 per year. I previously was driving a Hyundai Kona 2018. Shopping around would not be a bad ide but this increase is manageable.

 

[onie]

State Farm $408 for six months.

 

[Swimrwo]

AAA $936/yr with increased coverages.

 

[OUTAGAS]

FYI, I pulled a VIN number for an ID.4 First Edition at Smith VW in Wilmington, DE. I live in Middletown, DE and State Farm just quoted me $415.91 for 6 months. It would replace my 2013 Ford Fusion which I'm currently paying about $311 for 6 months. So my rate will increase by about $100 for 6 months. I have several discounts, including accident free, defensive driving, multi-car, multi-line, etc.

 

[ericy]

FYI, I pulled a VIN number for an ID.4 First Edition at Smith VW in Wilmington, DE. I live in Middletown, DE and State Farm just quoted me $415.91 for 6 months. It would replace my 2013 Ford Fusion which I'm currently paying about $311 for 6 months. So my rate will increase by about $100 for 6 months. I have several discounts, including accident free, defensive driving, multi-car, multi-line, etc.

We have State Farm as well, so hopefully my quote will be similar.

BTW - my sister-in-law lives in Middletown. We get up there pretty regularly.

 

[PerryC]

6 months is $571 from Enumclaw Ins. Co., $12 more than my Bolt

 

[ChristophW]

I just got my real insurance, $566 for 6 months. That is VERY low for our market (San Diego).
It includes a multicar discount, home policy discount, and a bunch of other discounts I qualify for. My earlier quote in February with a fake VIN was $140 higher. I suppose insurers gain confidence now.

 

[tommyb]

I just insured my ID.4 and was pleasantly surprised to see the premium go down by $81/6 months over my 2017 Accord Hybrid. Coverage is $350 for six months.

 

[KB57]

Anybody have an idea if we should expect a big increase in insurance costs for the ID.4? Just not sure what to expect...

Mine is expected to go up about 15 a month

 

[nigela]

Without a VIN, Allstate quoted me $400/6 months. I’ll try again now that I have a VIN.


BTW, anyone have Amica insurance? Consumer Reports says they’re great.

 

[Hedgehog26]

Monthly insurance for my ID4 is $53 with Geico.

 

[fshepinc]

Quite a bit of variation... I just got mine sorted out. Going from 2015 eGolf to 2021 ID.4 FE is $400 per year more for the same deductible and coverage.

 

[gazpachoking]

I just signed up with Progressive. They gave me $278/6mo (in PA.) That included a bundling discount, which I'll actually lose, (I think it's just around 5%), since I found home insurance through Traveller's saved me more money than bundling did. I was paying $466/6mo for a 2008 Honda Fit. I'm still confused by how much cheaper my new policy is.

 

[NorCar]

BTW, anyone have Amica insurance? Consumer Reports says they’re great.

I have Amica and they have usually been great and VERY competitive. They quoted $1800/year for the ID.4 which is WAY higher than my other vehicles. I do have a family member (on the policy) who was recently in an accident, so it may have some bearing on the cost, but my driving record is perfect.

I don't want to mess with insurance while the accident situation is being sorted, but once it's done, I'll definitely switch if they keep the ridiculous rate. Their service and prices have historically been top-notch, but $1800 is insane.

 

[theboomr]

I just signed up with Progressive. They gave me $278/6mo (in PA.) That included a bundling discount, which I'll actually lose, (I think it's just around 5%), since I found home insurance through Traveller's saved me more money than bundling did. I was paying $466/6mo for a 2008 Honda Fit. I'm still confused by how much cheaper my new policy is.

The ID.4 has a ton of great safety tech built in compared to your old Honda, that may be at least part of the reason.

 

[nigela]

I have Amica and they have usually been great and VERY competitive. They quoted $1800/year for the ID.4 which is WAY higher than my other vehicles. I do have a family member (on the policy) who was recently in an accident, so it may have some bearing on the cost, but my driving record is perfect.

I don't want to mess with insurance while the accident situation is being sorted, but once it's done, I'll definitely switch if they keep the ridiculous rate. Their service and prices have historically been top-notch, but $1800 is insane.

I just got a full line quote from Amica. They are at least double what I’m paying via Allstate. They had no idea what an ID.4 is, so I don’t know what they were basing the quote on.

My $400 / 6 months quote held up with Allstate. I was paying more than that for each of my older cars. I’m assuming that the new safety tech is justifying discounts.

 

[NorCar]

I just got a full line quote from Amica. They are at least double what I’m paying via Allstate. They had no idea what an ID.4 is, so I don’t know what they were basing the quote on.

They definitely should know, as I know at least one of their policies is written with one. That said, I kind of get the impression that the cost is extra high due to it being a new vehicle and not yet "in the system". I'm going to price shop a bit and see how it turns out.

All that said, I've been with them for many years and have had a few claims along the way. Every time, I was SUPER impressed with their fairness and professionalism, and have not once had to "fight" them on something. I was always pleasantly surprised how things turned out. So if the price is competitive, I highly recommend them.